A big part of the American dream is owning your own home. Are you ready to make that dream come true? America’s Mortgage Solutions makes it fast and easy to buy your first home with a wide range of competitive mortgage products.
What Type of Loan Can You Use to Buy Your First Home in FL?
Every first time homebuyer has a unique situation. Maybe you cannot afford a large down payment. Perhaps your credit score is not perfect. Maybe you own a business. For all situations, we offer a suitable loan product.
Conventional
First time homebuyers often turn to conventional financing to purchase homes with adjustable or fixed interest rates. A conventional loan does not feature government agency backing. Often when this term is used by first time home buyers, they are talking about mortgages that conform to the Fannie Mae and Freddie Mac loan limits, also called “conforming mortgages.”
Learn MoreFHA
First time homebuyers concerned about barriers involving credit scores or down payments often apply for FHA mortgages backed by the Federal Housing Administration. With their flexible qualifications and affordable features, these mortgages are what make homeownership possible for many applicants.
Learn MoreVA
Veterans, active duty service members, and eligible surviving spouses may apply for the VA loan program if they meet the requirements. Zero down, no PMI, affordable rates, and many other attractive features make this program one of the most competitive out there.
Learn MoreJumbo
Did you know that you can borrow above the Fannie Mae and Freddie Mac conforming loan limits to purchase your first house? Consider applying for a jumbo mortgage, also called a “non-conforming” mortgage.
Learn MoreUSDA
To buy your first home with no down payment in rural Florida, you can apply for a USDA mortgage backed by the US Department of Agriculture.
Learn MoreFHA 203k
If you will be purchasing a fixer-upper as your first home, you can bundle the repair costs with the purchase cost in an FHA 203k loan.
Learn MoreBank Statement Loans
Don’t earn a traditional pay check? For our self-employed first time homebuyers, we offer bank statement loans. This is how you purchase a home without a W-2.
Learn MoreHow America’s Mortgage Solutions Helps You Achieve the Dream of Owning Your First Home
We know that purchasing your first home comes with questions and uncertainties. We answer your questions and simplify the process to make it as clear and smooth as possible.
Unlike a big bank, we will not shy away from obstacles you might face in buying your first home. We will work with you to find a way for you to move into your new house.
You can reach us by phone, email, or text at every stage as we process your application. We will provide updates with each step, moving quickly ahead so you can close on your dream home.
Purchase Your First Home in Florida Now
Buying your first home can be easy with a varied selection of loan products and a dedicated mortgage company on your side. America’s Mortgage Solutions can help you buy a home in West Palm Beach, North Palm Beach, or anywhere in Florida. To apply now, please call (561) 316-6800 to schedule your consultation. Let’s get you your piece of the American Dream.
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