Areas we serve
Based in North Palm Beach. Licensed across 4 states.
Christian grew up in North Palm Beach and Palm Beach Gardens, and South Florida is the market we've known street by street since 1997 — but you don't have to be local to work with us. We're licensed to originate your mortgage anywhere in Florida, Georgia, Michigan and Colorado, and the whole process runs online. Here's where we're based and where we can do business, so you always know whether we can help.
South Florida
Our office is at 712 US Highway 1 #300-5, North Palm Beach. This is home — Christian was raised here, and most of our closings happen within a short drive of the Intracoastal.
FL · GA · MI · CO
You do not have to be in South Florida to work with us. We're licensed across Florida, Georgia, Michigan and Colorado — a mortgage is licensed by the state the property is in, and the whole process runs online.
Stop by, call, or never leave your couch — clients across all four states work with us entirely online.
We can do your loan in any of these states
A mortgage is licensed by the state the property is in — not by how close you are to our office. If your home is in any of these states, we can help.
Common questions about where we lend
Do you only work with buyers in South Florida?
No. South Florida is home — Christian grew up in North Palm Beach and Palm Beach Gardens, and it's the market we know street by street — but America's Mortgage Solutions is licensed to originate mortgages anywhere in Florida, Georgia, Michigan and Colorado. Wherever your property is in those four states, we can do your loan.
What states is America's Mortgage Solutions licensed in?
America's Mortgage Solutions (NMLS #2009420) is licensed in Florida, Georgia, Michigan and Colorado. A mortgage is licensed by the state the property is in — not by how close you live to our office.
Do I have to come to your office?
Not at all. Our office is in North Palm Beach, FL, but the entire process — application, document upload, e-signing, and closing coordination — runs by phone, email, and secure online tools. Many of our clients, from Georgia to Michigan to Colorado, never set foot in the office.
Do you cover my town?
Almost certainly — as long as the property is in Florida, Georgia, Michigan and Colorado, we can help. Reach out and we'll give you straight answers for your market.
Christian Penner, NMLS #368289 · America's Mortgage Solutions, NMLS #2009420. Equal Housing Opportunity.