About America’s Mortgage Solutions

NMLS #368289

APPLY NOW

Meet Christian Penner

I am a Mortgage Loan Originator licensed in Florida, Colorado, Georgia, and Michigan and a Certified Mortgage Advisor with America’s Mortgage Solutions (NMLS#2009420). With over two decades of experience in the real estate lending industry, I have been helping clients achieve their homeownership goals since 1997. I hold a Bachelor’s Degree in Business Administration from the University of Florida, where I double-majored in Business Finance and Real Estate, and I am also a graduate of the Todd Duncan Mortgage Productivity School.

About Me

I have lived in North Palm Beach County Since 1976, after moving from Cleveland Ohio. I started working for a Norwest Financial, a Sales Finance Company right out of college providing personal consumer loans, Sales Financial Loans, and Mortgage Loans. I Maintained being a Top 10% Producer throughout my career with the company. I then transferred to Norwest Mortgage which later became Wells Fargo Home Mortgage. Due to my success with Wells Fargo Home Mortgage, I opened and Managed a Wells Fargo Branch office, in Jupiter FL until 2004. Since then, I have been a Producing Branch Manager for a few different companies and Banks. Today, I am the President and Managing Member of my own mortgage brokerage – America’s Mortgage Solutions.

About My Family

More important than my profession is my family. I originally met my wife when I was in the 6th grade, at a Church Youth Group, but we did not actually start a relationship until after we both graduated from college. We have been married since 2003 and we have two amazing children. My son is named after me, and my daughter’s name is Brooke, and they are a little over a year apart. I really enjoy spending time with them and my wife when I am not working. We all enjoy boating, Golf, going on vacations and enjoying time together at our house in the pool. I also try to stay involved when they are playing soccer, flag football, baseball, and martial arts.

Our Goals for You:

Our goal for you is to help you to minimize your tax liability and maximize your cash flow. In today's market a mortgage loan is more than ever a financial instrument that must be tied into your long and short term personal financial plan. This will allow you to create a debt strategy that will help you to build long term wealth for you and your family.

The Mortgage Team:

We are privileged and Fortunate to have a very experienced Mortgage Team of Professionals that share the same vision. Our intention is to impress upon you the importance of making your mortgage a pivotal component to your overall financial planning strategy. Our goal is to custom fit you with the best overall financing package by, integrating the financing you select with your long and short-term financial and investment goals, which are coupled with your payment and equity objectives. Throughout the process of your transaction, you will be dealing with our entire team at various stages during the loan process. You quest for a new home loan begins with my Intake Team. They will be responsible for working closely from start to finish, answering questions and gathering all the necessary documents for Processing. Our Processing Team are responsible for the Underwriting Stage, Loan Approval Stage, Cleared to Close Stage and the Closed Stage.

Our Team will stay in touch with you throughout the process, before, during and after your closing. As your Personal Loan Consultant, I will oversee every stage of the process. It is our goal to make the mortgage Loan Process the best part of your home buying experience you will ever have.

We want more then to just earn your business; we want to make you part of our family. Rest assured that with our "Client for Life" commitment, you will always be our #1 priority. We surely hope that you will refer us to all your friends, Family, and co-workers!

For Business Partners

Christian collaborates with a network of industry professionals, including Realtors, Real Estate Attorneys, CPAs, Financial Advisors, Insurance Agents, Developers, and Builders. As a visionary, his mission is to empower and support you in achieving your marketing and business objectives. Christian has implemented a range of innovative sales strategies tailored for his partners, utilizing advanced lead generation tools, chatgpt and social media technology. These strategies include live streaming on Facebook, Messenger bots, Facebook Ads, CRM systems, optimized Facebook Business Pages, Google and Facebook Ads, WordPress sites, video marketing, webinars, single-property websites, squeeze pages, blogging, text-to-voice technology, QR codes, and post-closing marketing campaigns with co-branding initiatives and so much more...