Buying a home in North Palm Beach, West Palm Beach or throughout the state of Florida is an investment in your future. To maximize the return on that investment, you are going to need to find a mortgage that features competitive rates and flexible terms.
America’s Mortgage Solutions offers a broad spectrum of lending products for homebuyers and homeowners throughout Florida.
Our knowledgeable team of loan experts can help you determine the type of home loan that will be ideal for helping you achieve your financial goals.
A home loan that does not feature backing from a government agency is a conventional mortgage. Those that fit within the Fannie Mae and Freddie Mac conforming loan limits are conforming conventional loans.
If you are a veteran, active-duty service member, or eligible surviving spouse, you can apply for a mortgage backed by the Department of Veterans Affairs. You can buy a home with zero down using a VA mortgage, without PMI. Easy credit qualifications and affordable rates are more great reasons to apply for a VA loan.
Another option for buying a home with competitive rates and a low down payment is an FHA mortgage backed by the Federal Housing Administration. Flexible credit qualification requirements add to the features that make this an attractive option for first time and repeat homebuyers.
When you need a way to borrow more money than is possible with a conforming mortgage, you can apply for a jumbo loan.
Senior homeowners who are looking for an affordable loan product to boost retirement income can apply for a reverse mortgage in FL.
Buy a fixer-upper in Florida with this type of mortgage that allows you to roll the cost of purchasing the home together with the cost of repairing it.
The USDA loan program is an income-based opportunity to buy a home in rural parts of Florida with no down payment and easy credit qualifications. It is backed by The US Department of Agriculture.
We help first time homebuyers with diverse situations to buy homes successfully. When you contact us, we can help you determine what loan options might be ideal for helping you buy your first home.
You can purchase a home with a non-qualified mortgage (non-QM loan) through AMS.
If you are living in Florida as a foreign national, we can help you to successfully purchase a home.
Our bank statement loan process offers you an alternative to submitting full documentation to verify your income when applying for a mortgage.
America’s Mortgage Solutions is based in North Palm Beach and West Palm Beach, and works with customers throughout Florida. If you are ready to buy a home or refinance now, please call (561) 316-6800 to schedule your consultation. We look forward to connecting you with the mortgage product that will help you achieve your financial goals.
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America’s Mortgage Solutions is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.