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Buy a Home in Florida

Achieving the American Dream of homeownership starts with finding your dream mortgage.

America’s Mortgage Solutions can help you purchase a home in North Palm Beach, West Palm Beach, or anywhere in Florida.

We believe the American Dream should be available to all who come through our doors. That is why we offer loans for every need.

Whether you are buying your first home, your next home, or a second home or vacation home, we strive to make the process fast, affordable, and enjoyable.

We Offer These Mortgage Products

Conventional

If you are buying a home without a government-backed loan, you are probably looking to apply for a conventional loan. If it conforms to the Fannie Mae and Freddie Mac conforming loan limits, it is a conforming conventional mortgage.

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FHA

If you want a low down payment and affordable rates, one product with flexible qualification requirements that may suit you is an FHA mortgage insured by the Federal Housing Administration.

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VA

We welcome veterans, active duty service members, and eligible surviving spouses to apply for VA mortgages backed by the Department of Veterans Affairs. You can purchase a Florida home without making a down payment using a VA loan without paying for PMI.

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Jumbo

For home purchases that exceed the loan limits set by Fannie Mae and Freddie Mac for conforming loans, jumbo mortgages are available.

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USDA

A zero down loan product you can use in rural areas to move affordably into a new home is the USDA mortgage. The US Department of Agriculture guarantees this type of loan.

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FHA 203K

Did you know you can buy a home and fix it up with one mortgage that pools together the costs for both? This is what is possible with a FHA 203k loan.

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Bank Statement Loans

Self-employed borrowers need not worry about W-2s during the application process for a mortgage when applying for a bank statement loan.

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First Time Home Buyers

We help first time homebuyers to buy their dream homes rapidly and easily with affordable and flexible mortgages. These may include any of the loan types above.

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Foreign Nationals

If you want to invest in US real estate as a foreign national, we can connect you with a foreign national loan with up to 70% LTV.

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Non QM

If a qualified mortgage does not meet your requirements, one of our non-QM loan products may. Give us a call or check out our non-QM mortgage page to see what we offer.

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If you do not know what type of mortgage is suited to your needs, we can talk to you about all of the products we offer in detail when you contact us for a consultation. Our assessment of your obstacles and goals will allow us to give you personalized recommendations so you can apply for what is right for you.

Buy Your Florida Dream Home Today

You deserve your piece of the American Dream, and America’s Mortgage Solutions is here to help you buy it flexibly and affordably. To apply now, please call (561) 316-6800 to schedule your consultation. We look forward to helping you move into your new home in FL.

See What Our Clients Are Saying About Us

Brian Sharkey
Brian Sharkey
14:35 22 Sep 21
When you need a local lender as the customer it is important to look for someone who can be organized and prepared for any local issues that can ruin a deal, know the community and how to get you funded on time. Meet Marni from Christian Penner Group for an amazing experience. I recommend you contact her she will call you back shortly.
Jeffrey Zananiri
Jeffrey Zananiri
12:55 14 May 21
Christian and his team provided a stress free, white glove service. Highly recommend.
Jack Dixon
Jack Dixon
18:06 01 Apr 21
Working with Chris + team was incredible! They reduced our anxiety and stress levels, were tolerant and patient throughout the entire process, and got the deal done in breakneck speed. We're extremely happy in our new home. Highly recommended!
Kathy Letourneau
Kathy Letourneau
22:42 14 Feb 21
Beverly Boyett was my representative and she went above and beyond in assisting me with my Refi. She DID what she said she would do... and MORE! Can't express how kind, efficient and knowledge she was. I will definately go back to Hamilton in the future with any home financing needs.
Anthony Messina
Anthony Messina
22:25 12 Feb 21
Americas mortgage solutions does such an amazing job . Christian and his staff make refinancing about as seamless as it can be . They stay in contact with you if you need a question answered a fast reply is always there. Submitting all the forms was very easy also. They do whatever it takes to make sure your needs and concerns are met. Your name is always mentioned when I hear people talk about a mortgage .so thanks Christian, Becky , Kirstin and Diana sorry if I missed anyone ! for all your help in addressing my concerns AWESOME TEAM !!!
Jordan Volgs And More
Jordan Volgs And More
15:00 03 Feb 21
If you are having difficulty getting a good deal on a mortgage, I would highly suggest that you contact ‘Christian and his amazing team. They will simply get things done that other companies cannot. And to top it off, his team makes it an absolute priority to get the deal done on time. Do not hesitate to contact Christian.