4 Things To Expect from the Spring Housing Market
Spring is in full swing, and the housing market is picking up along with it. And if you’ve been wondering whether now is the right time to buy or sell, here’s the inside scoop on why this spring may be a great time to make your move.
1. There Are More Homes for Sale
After a long stretch of tight inventory, the number of homes for sale is finally improving. According to recent national data from Realtor.com, active listings are up 27.5% compared to this time last year.
Look at the graph below and follow the green line for 2025. You can see, even though inventory levels still haven’t returned to pre-pandemic norms (shown in gray), that number is higher than it has been going into the spring market over the past few years (see graph below):
Buyers: This means you have more choices, and you can be more selective.
Sellers: With more homes available than in recent years, you’re more likely to find what you’re looking for when you move. And knowing that inventory is still below more normal levels means there will be demand for your home when you sell it, too.
2. Home Price Growth Is Moderating
As inventory grows, the pace of home price growth is slowing down – and that will continue into the spring market. This is because prices are driven by supply and demand. When there are more homes for sale, buyers have more options, so there’s less competition for each house. Rising supply and less buyer competition causes price growth to slow, but it should still remain positive in most markets. As Freddie Mac says:
“In 2025, we expect the pace of house price appreciation to moderate from the levels seen in 2024, while still maintaining a positive trajectory.”
And while prices aren’t dropping at the national level, every market is different. Some areas are seeing stronger price growth, while others are cooling off or even seeing some price declines.
Buyers: The slower pace of growth means prices aren’t rising as quickly as before – and that’s a relief. Any home you buy now is likely to appreciate in value over time, helping you build equity.
Sellers: While prices are still rising, you might need to adjust your expectations. Overpricing your house in a more balanced market could mean it takes longer to sell. Pricing your house competitively is going to be key to attracting offers.
3. Mortgage Rates Are Stabilizing
One of the biggest hurdles for buyers over the past couple of years has been high, volatile mortgage rates. But there’s some good news – overall, they’ve stabilized in recent weeks – and have even declined a bit since the beginning of this year. And while that decrease hasn’t been a big drop, stabilizing mortgage rates has helped make buying a home a bit more predictable. According to Selma Hepp, Chief Economist at CoreLogic:
“With the spring homebuying season upon us, the recent improvements in mortgage rates may help invite homebuyers back into the market.”
Buyers: When mortgage rates are more stable, it’s easier to plan ahead because you have a better idea of what your future payment might be. But remember, rates will continue to be volatile. So, lean on your agent and your lender to make sure you know what the latest mortgage rate means for you.
Sellers: Slightly lower rates that are starting to stabilize are encouraging more buyers to move forward with their plans. That’s good for demand when you’re planning to sell your house.
4. More Buyers Are Returning
With more inventory, slowing price growth, and stabilizing mortgage rates, buyers are gaining confidence and coming back into the market. Demand is picking up, and data from the Mortgage Bankers Association (MBA) shows an increase in mortgage applications compared to the start of the year (see graph below):
Buyers: Acting sooner rather than later could be a smart move before your competition heats up even more.
Sellers: This is great news for you – more buyers mean a better chance of selling your house quickly.
Do you have questions about what the spring market means for you? Let’s connect and talk about how to craft your plan this season.
With more homes for sale, slowing price growth, and stabilizing mortgage rates, how will this impact your decision to buy or sell this spring?
4 Things To Expect from the Spring Housing Market
Spring has arrived, and with it comes a surge of activity in the spring housing market. Whether you’re looking to buy or sell this spring, now is the perfect time to assess your options. The landscape of real estate is evolving, shaped by shifting inventory levels, mortgage rates, and housing demand.
Let’s dive into the four major trends shaping the spring market and what they mean for you.
1. More Homes Available Means More Choices
For years, buyers have been navigating a landscape of limited options. But that’s changing. The number of active listings has risen, creating more homes for sale than we’ve seen in previous seasons. This is fantastic news for buyers who have been struggling to find their dream home amid low inventory.
According to data from the Mortgage Bankers Association, the increase in homes for sale is giving buyers the flexibility to be more selective. That means fewer rushed decisions and a better chance to find the right home at the right price.
What This Means for Buyers:
- More options = more negotiating power.
- Less pressure to settle quickly.
- A greater likelihood of securing a home that truly meets your needs.
What This Means for Sellers:
- You may face more competition, requiring a strong seller strategy.
- Pricing your house competitively will be key to attracting offers.
- Despite higher inventory, there is still demand for your home, as many buyers remain eager to make a purchase.
2. Home Price Growth Is Slowing But Still Positive
While real estate prices soared in recent years, we are now seeing a moderation in home price growth. This is largely due to the principles of supply and demand—with more properties hitting the market, competition among buyers is easing, resulting in steadier house price trends.
Experts predict that price appreciation will continue, but at a slower pace. This means homes are still increasing in value, but buyers won’t face the same extreme bidding wars of years past. According to industry analysts, the latest mortgage rate trends indicate a more balanced market, where neither buyers nor sellers have the upper hand.
What This Means for Buyers:
- Buying a home now still offers long-term financial benefits as homes continue to appreciate.
- A more balanced market means fairer prices and fewer overinflated bids.
- The slower home price growth gives you time to plan and assess options.
What This Means for Sellers:
- Overpricing could lead to longer selling times. Strategic pricing is critical.
- Proper market positioning will help you sell your house quickly.
- Realistic expectations about value growth will be necessary.
3. Mortgage Rates Are Stabilizing
Perhaps the most significant development in the spring housing market is the stabilization of mortgage rates. After years of fluctuations, we’re finally seeing steadier borrowing costs. For buyers and sellers alike, this introduces much-needed market stability.
According to top economists, the decrease in mortgage rates—while modest—has helped bring buyer confidence back into the market. With improved affordability, more individuals are exploring buying a home.
What This Means for Buyers:
- A stable mortgage rate environment makes it easier to plan for future payments.
- Lean on your agent and your lender to lock in the best deal for your situation.
- Consider using tools like West Palm Beach mortgage calculators to estimate costs accurately.
What This Means for Sellers:
- Lower rates encourage buyers to move forward with their purchases.
- More active buyers mean increased housing demand.
- Selling in a stable market is far easier than in an uncertain one.
If you’re in South Florida, you may want to explore Affordable West Palm Beach home loans, Best mortgage rates in West Palm Beach, and West Palm Beach refinancing options to make the most of today’s market conditions.
4. More Buyers Are Returning to the Market
With rising inventory, cooling price increases, and stabilized mortgage rates, the market is attracting more buyers. Mortgage applications have been climbing, signaling increased interest from those who had previously been hesitant.
The influx of buyers means that sellers should prepare for heightened competition. This spring, if you’re planning to sell your house, now is the time to ensure it’s market-ready.
What This Means for Buyers:
- Buy now before competition intensifies.
- Use mortgage tools like Mortgage preapproval in West Palm Beach to get ahead.
- Consider seeking advice from a West Palm Beach mortgage broker or Local mortgage lenders in West Palm Beach to streamline your home-buying process.
What This Means for Sellers:
- The increase in buyers means a better opportunity to sell your house quickly.
- The right time to buy or sell is often when competition is balanced—this spring might just be that sweet spot.
- A strong marketing strategy and realistic pricing will be crucial to standing out.
Final Thoughts
Spring brings new beginnings, and the spring housing market is no exception. Whether you’re looking to buy or sell, understanding these trends will help you make informed decisions. With more homes available, steady home price growth, mortgage rates stabilizing, and a wave of buyers reentering the market, this season presents valuable opportunities for both sides of the transaction.
If you’re considering making a move, connect with trusted professionals. Whether it’s property loan advice in West Palm Beach, finding a commercial mortgage broker in West Palm Beach, or seeking first-time home buyer loans in West Palm Beach, expert guidance can make all the difference.
Now is the time to strategize, prepare, and take action. Happy home buying and selling!
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